General Liability Insurance
Get total peace of mind with comprehensive general liability insurance for your business. O'Neill & Associates offer affordable plans that provide robust protection. With a specialist handling your insurance issues, you'll have more time to devote to running your business, and you'll be confident that every detail has been inspected by an insurance professional who understands that all the details are important.
Commercial General Liability
Commercial general liability (CGL) insurance provides coverage for claims of bodily injury or other physical injury or property damage. It is frequently offered in a package along with property insurance to protect your business against incidents that may occur on your premises or at other covered locations where you normally conduct business. CGL policies also cover the cost to defend you even if the claims are fraudulent or without merit. There are three basic categories of claims covered by CGL insurance:
• Bodily Injury - Covers you for physical Injury to a person caused by your negligence.
• Property Damage - Covers you for damage to someone's property caused by your negligence.
• Personal & Advertising Injury - Covers you for certain offenses you or your employees commit in the course of your business such as libel, slander, or copyright infringement.